Get personalized support for your family
There is already a law in place to protect your child’s mental health and substance use disorder benefits. But unfortunately, families are still fighting to receive those benefits. When benefits are denied, the results can be tragic, as they were for Margot Head and Bill Williams, and the many other families with similar stories of loss.
Millions of families struggle to get insurance coverage for treatment. And those same families, in a time of crisis, are uncertain of the rights and coverage available to them under the 2008 Parity Act. Know your rights and what benefits you are legally entitled to for substance use treatment.
By law, The Mental Health Parity and Addiction Equity Act (Parity Act) requires your health plan to apply equal coverage to mental health and substance use as they do for other medical and surgical benefits. However, the Parity Act is not actively enforced. Moreover, since the Parity Act passed, the opioid epidemic has devastated communities across the country, leaving even more families in desperation while they struggle to find treatment and obtain insurance coverage.
We need your help to ensure that families may not have to suffer the same heartbreaking loss as the Williams family. Families are being denied coverage, denied medication for treatment and denied continual, individualized care. Families are faced with roadblocks at every turn in navigating the process and finding the relevant information in health plan documents.
We can no longer accept that benefits for substance use disorder are denied. Denial of care and treatment is a contributing factor to the 144 lives lost each day due to overdose.
If you have questions about your family’s insurance coverage for substance use, please check out the Parity Guide from Legal Action Center. If you would like to file a Parity complaint, you can register it here.