The Mental Health Parity and Addiction Equity Act (Parity Act) requires most health plans to cover mental health and substance use disorder treatment the same way they cover treatment for any other disease. Despite strong legal protections, millions of families still struggle to get insurance coverage for needed treatment and are unaware of their rights to affordable care.
Families face insurance denials in a time of crisis and face roadblocks at every turn while navigating a complex and burdensome process. Even with insurance coverage, families mortgage their homes or drain retirement or college savings accounts to pay for treatment.
A recent survey found families don’t speak up when they are denied care and are less likely to challenge denials of mental health or substance use disorders benefits than denials for medical care.
We need you to speak up now and take a stand against discriminatory insurance practices.
A new bill has been introduced in both houses on Congress to strengthen enforcement of the Parity Act. It would require federal agencies to provide needed oversight along with establishing a Consumer Parity Unit for families in crisis to get help, submit complaints and receive a timely response.